AI Agent Pricing
AI Agent Pricing — real advisory intelligence, priced for SMEs, not enterprises.
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Ask XAP.botXAP Advisor
XAP Advisor
USD $97.50/month
Your core strategic partner — CSO and CAIO, built in from day one. Every subscription includes XAP Advisor 1-2-3, our guided first 90 days: your Strategic Plan and AI Blueprint, delivered across 3 clear Levels, at a pace that suits you.
- Level 1 — Discovery & Vision: a clear picture of where your business is headed, including a real 5-year forecast
- Level 2 — The Gameplan: how you’ll beat the competition, and get your time back
- Level 3 — Execution & Performance: a prioritised plan, actually followed through
Add specialist C-Suite agents as your business needs them — toggle them on or off, only pay for what you use.
See How It WorksXAP Advisor Pro
XAP Advisor Pro
USD $195/month
Everything in XAP Advisor, running on our most capable model tier for deeper, more sophisticated reasoning — ideal as your business and decisions get more complex. Same simple interface, no per-question upgrades or surprises.
C-Suite Add-Ons
Available on both XAP Advisor and XAP Advisor Pro — add the specialists your business actually needs.
| Add-on | What it does | Price | Status |
|---|---|---|---|
| XAP CFO | Financial analysis and planning — especially powerful paired with XAP Books | $49.00/mo | Coming soon |
| XAP CMO | Marketing strategy and positioning | $49.00/mo | Coming soon |
| XAP HRO | People and HR strategy | $49.00/mo | Coming soon |
| XAP Tax | Tax planning and guidance | $49.00/mo | Coming soon |
| XAP Compliance | Legal-support function — contracts, regulatory compliance, ISO/quality — not a substitute for a lawyer, but built with lawyer-level capability for the routine work | $49.00/mo | Coming soon |
| XAP Corp | AI-agent version of company law and corporate compliance support — annual returns, statutory filings, and structure guidance | TBA | Coming soon |
| XAP Systems | Streamlines and automates your operational workflows | TBA | Coming soon |
Beyond the C-Suite Bundle
XAP Agent Builder
TBA
Build a fully custom agent for any role your business needs that isn’t covered above — a COO, a Product lead, a Warehouse Manager, whatever your org chart actually looks like.
XAP Books (+ Source Records Agent)
USD $67/month (introductory)
Real-time, AI-native bookkeeping — built to replace not just your accounting software subscription, but a meaningful share of what you currently pay a bookkeeper (and some of what you pay your accountant) for. Automatically captures and classifies your transactions as they happen.
XAP Virtual Assistant
TBA
Your lieutenant. The admin and coordination support most growing businesses need but can’t yet justify a full executive hire for.
AI Agent Pricing vs. Traditional Consulting
A single fractional CFO or marketing consultant typically costs $3,000–$8,000+ per month — often with a minimum engagement, a notice period, and availability limited to business hours. XAP’s AI agents give you the same category of strategic thinking, available 24/7, starting from free and scaling to a fraction of that cost even with every add-on active.
| Cost driver | Traditional consultant | XAP AI Agent |
|---|---|---|
| Monthly cost | $3,000 – $8,000+ | $0 – $195 |
| Availability | Business hours, by appointment | 24/7, instant |
| Minimum commitment | Often 3–12 months | None — cancel anytime |
| Scaling to new needs | New contract, new negotiation | Toggle an add-on on or off |
This isn’t a claim that AI replaces every dimension of human judgment — it’s that for the strategic thinking, analysis, and planning most SMEs actually need day to day, an AI agent pricing model like XAP’s makes that expertise accessible for the first time, not just cheaper.
Last updated: 5 September 2026 | XAP Financial Technologies Pte. Limited | Singapore | xap.ai
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