Xero records your finances. XAP understands them.
Your AI C-suite — always on

Stop running your business
with a calculator.

XAP gives every SME owner a Chief Financial Officer, Chief Strategy Officer, and Chief Innovation Officer — available 24/7, at a fraction of the cost of hiring one.

No credit card required. Connects to your existing Xero or QBO in minutes.

Built for SMEs. Not built for everyone.

Generic AI knows a little about everything. XAP knows a lot about your business — your industry, your country, your numbers.

Domain expertise
Built by Chartered Accountants. Validated for your industry and jurisdiction. Not scraped from the web.
Memory that compounds
XAP remembers your business across every session. Gets smarter every time you use it. Never starts from zero.
Data sovereignty
Your financial data is cryptographically yours. Not stored in a US cloud. Not accessible by XAP staff.
Always current
XAP monitors tax rates, regulations, and accounting standards across 7 countries. Updates itself automatically.

Why Xero + ChatGPT isn’t enough

Xero + generic AI
Records transactions. Can’t explain them.
Resets every conversation
No industry-specific knowledge
One country, basic compliance
No strategic advice
vs
XAP.ai
Understands what your numbers mean
Remembers your business over time
Deep SME expertise by industry
7 countries, always up to date
CFO + CSO + Innovation Officer

Start free. Scale as you grow.

Every subscription includes your AI Strategy Officer and AI Innovation Officer from day one.

XAP.bot — free
XAP Books
XAP CFO
XAP Executive
Connects to Xero, QBO, and MYOB in minutes. No switching required.
Your thinking is your most valuable asset — and right now, it’s locked inside one person. What if it didn’t have to be that way?
XAP Executive — your thinking, at scale

Ready to meet your AI C-suite?

Start free with XAP.bot. No credit card. No switching costs.