• Acceptable Use Policy

    Simple rules for using XAP.ai’s agents responsibly. XAP.ai’s agents, including XAP.bot, are provided to help you get real value for your business. To keep the platform safe and useful for everyone, please don’t: Use our agents for anything illegal, fraudulent, or harmful to others Attempt to extract, reverse-engineer, or copy…

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  • Cookie Policy

    A short, plain explanation of the cookies xap.ai uses. Like most websites, xap.ai uses cookies — small text files stored on your device — to make the site work properly and understand how it’s used. Cookies We Use Type Purpose Essential Required for basic site functionality (e.g. remembering your session…

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  • Privacy Policy

    What we collect, why, and what happens to it. XAP Financial Technologies Pte. Limited (“XAP.ai”, “we”, “us”) operates AI-powered advisory agents for SME businesses. This policy explains what personal and business data we collect, how we use it, and your rights over it. What We Collect Account information: name, email,…

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  • Data Sovereignty Policy

    Where your data actually lives, and how it’s protected. XAP.ai is built for SME owners who share sensitive financial, strategic, and operational information with our agents. Below is a precise, layered breakdown — not a single blanket claim that rounds up to more than what’s actually true. Data Protection, By…

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  • AI Disclosure

    You’re talking to AI. Here’s exactly what that means, and what it doesn’t. Every response you get from XAP.bot, XAP Advisor, or any XAP.ai agent is generated by artificial intelligence — not a human consultant, and not a human reviewing every answer before it reaches you. We think you deserve…

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